UK State Pension Increase 2026: The Complete Weekly Payment Table
"How much will your State Pension rise in April 2026? The Triple Lock decision is set to deliver a significant increase."
The State Pension is due for its annual uprating in the 2026/27 tax year. Based on current economic forecasts, the increase is projected to be substantial, offering a vital boost to millions of pensioners.
This guide provides the projected weekly and annual payment tables for both the New and Basic State Pensions, helping you calculate your exact new income.
Table of Contents
- 1. Understanding the Triple Lock and the 2026 Projection
- 2. The New State Pension (Post-2016) Payment Table
- 3. The Basic State Pension (Pre-2016) Payment Table
- 4. How the Increase Affects Your Taxable Income
1. Understanding the Triple Lock and the 2026 Projection
The State Pension is protected by the 'Triple Lock' guarantee, meaning it must rise by the highest of three figures:
- The rate of inflation (CPI) in September.
- The average earnings growth rate in the three months to July.
- 2.5%.
While the official figure for the 2026/27 tax year will be confirmed in late 2025, current economic trends suggest a high increase. For the purpose of these tables, we are projecting an **8.5% increase** based on potential earnings growth, maximizing the financial impact for readers.
2. The New State Pension (Post-2016) Payment Table
This pension applies to those who reached State Pension age on or after 6 April 2016. The full amount requires 35 qualifying years of National Insurance contributions.
*Note: Figures are projections based on an assumed 8.5% increase and are subject to official Government confirmation.
3. The Basic State Pension (Pre-2016) Payment Table
This pension applies to those who reached State Pension age before 6 April 2016. The full amount requires 30 qualifying years of National Insurance contributions.
*Note: Many recipients of the Basic State Pension also receive additional State Pension (S2P or SERPS), which is added to this figure.
4. How the Increase Affects Your Taxable Income
While the increase is welcome, it is important to remember that the State Pension is taxable income. A significant rise could push your total income (including private pensions and other earnings) closer to, or over, the Personal Allowance threshold.
Understanding the tax implications is crucial. For a detailed breakdown of how this increase impacts your overall finances, read our related guides on your payslip and take-home pay.
👉 **UK Budget Shock: Your 2026 Payslip**
👉 **What is Your Actual Take-Home Pay?**
🚀 Essential UK Finance Guides
👉 **Check Your Official State Pension Forecast (GOV.UK)**
👉 **UK Pension Part 1: How Your 2026 Payslip Changes**
👉 **UK Pension Part 2: Calculate Your Actual Take-Home Pay**
👉 **UK Pension Part 3: Strategies to Save Instead of Tax in 2026**
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